On Thursday 23 July 2026, BNP Paribas published its second-quarter 2026 results, reporting a strong performance of its Commercial & Personal Banking activities in Luxembourg (CPBL).
Net banking income reached €187 million, representing an increase of 12.0% compared to the second quarter of 2025. BNP Paribas attributed the performance to a sharp rise in interest revenue, driven by sustained business volumes and the reinvestment of non-remunerated sight deposits. Financial fees also increased, supported by Private Banking activities.
At €83 million, operating expenses increased by 6.5%, reflecting inflation and strategic investments. The jaws effect remained strongly positive at 5.5 points.
Gross operating income rose sharply to €104 million, up 16.9% year-on-year, while the cost of risk stood at 8 basis points of customer loans outstanding.
After allocating one third of Private Banking's net income to Wealth Management (IPS division), CPBL achieved pre-tax income of €100 million, representing an increase of 21.2% compared to the second quarter of 2025.
